At Southern Multi-state Cooperative Credit & Multi-purpose Society Ltd., we offer a Zero Balance Savings Account exclusively for our registered members. A savings account provides a secure deposit option with a modest interest rate, ideal for funds you don't intend to use for daily expenses.Upon completing registration, members receive a zero balance non-operative Savings Account at Southern.
This account allows for seamless deposits and withdrawals, providing convenient access to your funds. Additionally, registered members earn interest on the deposited amount in their Savings account, enhancing the benefits of membership with us.

